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Latest 米切尔 Report Details Collision Claim 和 Repair Differences Between Electric 和 Internal Combustion Engine Vehicles

2023年8月10日
3 分钟阅读

Higher average severity for electric automobiles is offset by lower non-drivable frequency post-accident

圣地亚哥，加利福尼亚.—米切尔, an Enlyte company 和 leading technology 和 information provider for the 财产 & 伤亡(P&C)索赔 和 碰撞修复 industries, today announced the availability of its 2023年第二季度报告:插电式电动车碰撞洞察. The report highlights a continued increase in electric vehicle (EV) repairable claims frequency, 上升到1.49%在美国.S. 和2.上季度在加拿大的比例为64%. It also documents the differences in claims severity, post-accident drivability 和 碰撞修复 when comparing EVs to automobiles powered by an internal combustion engine (ICE).

“不奇怪, claims severity for repairable EVs is outpacing that of ICE alternatives,瑞恩·曼德尔说, 米切尔的理赔执行主管. “然而, the most recent data shows that EVs are less likely than ICE vehicles to be non-drivable following an accident. Despite greater interconnectivity between components, they have fewer moving parts. So, unless an EV gets hit from behind, it has a higher likelihood of drivability. Differences like these will have a dramatic effect on the auto insurance 和 碰撞修复 markets, 鉴于最近电动汽车普及率的增长.”

根据 考克斯汽车, U.S. EV sales broke another record in Q2 with nearly 300,销售电池电动汽车1万辆, 增加48.比2022年第二季度增长4%. 虽然加拿大的收养速度可能会放缓，但 国际能源署 predicts global EV sales of 14 million in 2023 with new purchases accelerating in the second half of the year.

In addition to tracking general EV collision claim trends such as frequency 和 geographic distribution, this quarter’s report includes up-to-date statistics on how EVs differ from ICE automobiles when it comes to:

  • 声称严重性 – Average severity for all EVs was $963 higher in the U.S. 加拿大比ICE替代品高出1,328美元. Those cost differentials jumped to $1,589 和 $1,600 respectively when looking at Tesla models only.
  • OEM Parts Utilization 和 Percentage of Parts Repaired – Most EV parts are provided directly from the manufacturer, with 90.75% of repairable EVs using OEM parts as compared to 66.内燃机汽车为50%，相差24.25%. Additionally, EV repairs include a lower percentage of parts repaired versus replaced: 13.49%对19%.20%为ice供电选项.
  • 平均修补时间 – Labor hours for paint refinishing can be 40% of the total labor time for an average repair order—making them a key driver of collision claim expenses. 第二季度，电动汽车的修补时间平均为8小时.51比8.ICE汽车02.

To download the latest Plugged-In: EV Collision 的见解 report, 访问米切尔网站. You can also subscribe to future issues or access previous reports online at www.米切尔.com/plugged-in.

关于米切尔国际

总部位于加州圣地亚哥.， 米切尔 International, Inc. delivers smart technology solutions 和 services to the auto insurance, 碰撞修复, 残疾和工人补偿市场. 通过深厚的行业专业知识, connections throughout the insurance ecosystem 和 advanced technology such as artificial intelligence 和 cloud-based solutions, 米切尔 enables its customers 和 clients to succeed in today’s ever-changing environment. 每个月, 米切尔 processes tens of millions of transactions for more than 300 insurance providers, 20,000个碰撞修理设施和70,000年药房. Its comprehensive solution 和 service portfolio empowers clients to restore lives after a challenging event.

米切尔, Genex 和 Coventry have recently aligned their joint industry expertise 和 advanced technology solutions to form Enlyte, 一个拥有近6个品牌的母品牌,000 associates committed to simplifying 和 optimizing property, casualty 和 disability claims processes 和 services.

你可以在Twitter上关注米切尔 @米切尔Repair 和 @米切尔Claims for 碰撞修复 as well as property 和 casualty updates 和 perspectives.